Goods in transit, covered door to door.
Sea, air and land — single shipments or annual open cover. Tell us what moves and an advisor quotes the market.
Institute Cargo Clauses A
All risks of loss or damage, subject to the exclusions.
Clauses B
Named perils including fire, sinking and collision.
Clauses C
Major casualties only — the lowest premium.
Frequently asked questions
Who should insure — buyer or seller?
The Incoterms decide: CIF, the seller; FOB, the buyer.
What is open cover?
One annual policy — you declare shipments as they go.
Are goods covered in the warehouse?
Transit ends at the final warehouse; storage is an extension.
What about war and strikes?
Standard exclusions, available as add-ons.
Do you also cover vessels?
Yes — hull cover is available; tell us in the note.