Life cover for the people who count on you.
Term, whole-of-life or savings-linked — tell us who you're protecting and an advisor compares UAE life plans.
Term life
A fixed sum if you die within the term — the simplest, cheapest protection.
Whole of life
Cover for life with level premiums and a cash value that builds over time.
Savings-linked
Life cover plus an investment element with flexible premiums; returns aren't guaranteed.
Frequently asked questions
Do I need a medical exam?
Not for smaller sums. Larger sums or health disclosures may need a check arranged by the insurer.
Can I choose any beneficiary in the UAE?
Yes — insurers pay the named beneficiary. A registered will helps non-Muslim residents; an advisor explains the options.
Does cover continue if I leave the UAE?
Most international plans are portable; some local plans are not. Ask before you buy.
How much cover do I need?
A common guide is ten times your annual income plus debts, adjusted for dependants.
Is the premium fixed?
Term plans: yes, for the term. Savings-linked plans can vary.